Personal Injury Protection
Provides coverage necessary to meet the requirements of state-mandated "no-fault" coverages.
Provides coverage for the insured on any vehicle that is hired by the insured. Physical damage coverage mayalso be purchased. A car must be hired for less than six months in order to be considered hired and not leased. This coverage may be purchased with owned auto coverage or as a stand-alone.
Non-Ownership Automobile Liability
Provides coverage for the employer when an employee or a volunteer uses their vehicle on the employer's business and causes damages. Coverage may be extended to the employee, but only through a special endorsement.